How Much Bankroll Do You Need for Craps?

The answer depends on your strategy, your denomination, and how long you want to play. Pick any combination below β€” the simulator runs real dice math, not guesswork.

17Strategies
$1–$500Denominations
90%Survival Confidence
Live SimReal Dice Math

Bankroll Calculator

Select your strategy, denomination, and session length. The calculator runs 500 simulated sessions and returns the bankroll needed to survive 90% of them without going bust.

πŸ’° SESSION BANKROLL CALCULATOR
90% survival Β· ~100 rolls/hour Β· 500 sessions simulated
β€”Recommended Bankroll
β€”Expected Loss
β€”At Risk / Roll
β€”House Edge

Calculating…

Strategy Simulator

Run any strategy across 50,000 rolls to see how the bankroll curve actually behaves. Change strategy and denomination, then re-run to compare variance across configurations.

🎲 Pass Line + 3-4-5x Odds Simulator
$5 base Β· 50,000 rolls Β· Monte Carlo
β€”Rolls
β€”Decisions
β€”Win Rate
β€”Final P&L
β€”Eff. Edge
β€”Max Drawdown
Profit
Loss
Expected
Prior runs
Select a strategy and hit Run Once to simulate 50,000 rolls.

Custom Bankroll Estimator

Playing a mix not covered above? Enter your total bets at risk and combined house edge to get a bankroll estimate. This is a quick math tool β€” if you want to actually build and play a custom strategy with progression systems, per-bet rules, and press patterns, use the full Strategy Builder on the main simulator.

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Want the real thing? The Infinite Craps Strategy Builder lets you configure any combination of bets with Martingale, Paroli, Fibonacci, and custom progressions β€” then run it live against real roll data. Free, no signup.

⚙️ CUSTOM BANKROLL ESTIMATOR
Enter your bet mix β€” returns bankroll needed for your session
Custom Strategy Estimate
Recommended bankroll: β€”  Β·  Expected loss: β€”  Β·  Total at risk/roll: β€”

Reference edges: Pass Line 1.41% Β· Place 6/8 1.52% Β· Field 2.78–5.56% Β· Place 5/9 4.00% Β· Hard 6/8 9.09% Β· Hard 4/10 11.11% Β· Any 7 16.67%

Quick Reference: 2-Hour Session, $5 Denomination

Recommended bankroll for a 2-hour session at 90% survival. $5 denomination throughout (Iron Cross uses its $22 natural unit at $5 tables).

StrategyAt Risk / RollHouse Edge2-Hr Bankroll ($5)Expected Loss
Don't Pass + Lay Odds~$200.27%$100~$3
Pass Line + 3-4-5x Odds~$220.37%$150~$5
5-Count$5~1.0%$100~$3
Pass Line Only$51.41%$75~$4
Place 6 & 8$121.52%$150~$8
3-Point Molly~$300.80%$300~$10
Paroli$5–$401.41%$200~$8
Fibonacci$5–$551.41%$300~$8
Iron Cross ($22 unit)$223.90%$500~$37
Hop the Sevens$511.11%$400~$30
Field Martingale$5–$320+2.78–5.56%$800+~$50+
Pass Martingale$5–$320+1.41%$600+~$8
⚠️

Martingale warning: Bankroll requirements scale with table maximums and losing streaks. A 6-loss streak (1-in-64 probability) requires a $320 bet on a $5 Martingale. The figures above assume a $500 table max cap. Bring significantly more or set a lower progression limit.

3 Rules That Actually Hold Up

1. Calculate on Total Exposure, Not Denomination

The number that matters is how much is on the felt when the dice roll. A $5 Pass Line player has $5 at risk. A $5 Iron Cross player has $22 at risk. Every bankroll calculation should start with total bets working, not the chip size. The most common mistake is treating the minimum denomination as the unit of risk.

2. Session Bankroll vs. Trip Bankroll

If you're in Vegas for three days and playing two sessions per day, don't split your total budget six ways. Each session should be independently funded β€” money you're willing to lose in full without affecting your next session's decision-making. Borrowing from tomorrow's session mid-session degrades every decision you make.

3. A Win Target Matters as Much as a Stop-Loss

Most bankroll advice focuses on stop-loss limits. Equally important is a win target. When you're up 50–100% of your buy-in, locking that profit and playing only the original amount limits downside without cutting the session short. The house edge doesn't care you're winning β€” it grinds every single roll.

πŸ“Š What "90% Survival" Actually Means 1 in 10 sessions at this bankroll will still go bust. That's not a bug β€” it's honest math. For 95% confidence, multiply the figure by ~1.3. For 99%, multiply by ~1.7. Higher confidence means more capital tied up for an expected loss that barely changes. The right confidence level depends on whether you're okay occasionally losing your full buy-in or not.

FAQ

How much should I buy in for at a $5 craps table?
For Pass Line + Odds at $5, $150–200 covers a 2-hour session comfortably. For Iron Cross (which runs at a $22 unit even at $5 tables), bring $500. The table minimum sets the floor β€” not your actual session exposure.
Is the 20x rule still valid?
For single flat bets, yes. 20x $5 Pass Line = $100 is reasonable for an hour. But for multi-bet strategies always apply 20x to your total at-risk exposure, not the denomination. For Iron Cross at $22 total, that's $440 minimum. The calculator above is more accurate than any fixed multiplier.
Why does variance dominate short sessions?
In 2 hours you get roughly 60–200 decisions depending on strategy. That's too small a sample for the house edge to dominate β€” your result is mostly variance. A Pass Line player expects to lose $4 in two hours but could realistically be up or down $200 on any given night. Edge only becomes the dominant factor over thousands of decisions.
Best strategy for a small bankroll?
Pass Line with maximum odds. The flat bet edge is 1.41%, but odds carry zero house edge β€” pure correct-payout bets. The more of your action in odds vs flat bets, the lower your total disadvantage. With limited bankroll, minimizing edge beats maximizing action every time. See the Pass Odds guide.
Do these figures work for online craps?
For RNG online craps, increase estimates by 30–50% β€” online games typically run 200–300+ decisions per hour, compressing variance into a shorter timeframe. For live dealer online craps, the figures hold as-is.

Related Guides

🎲 Test Your Strategy Live

Practice with your real session bankroll on the live shared table β€” real roll data, all bet types, real-time P&L tracking.

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